|Facts||WHAT DOES FIRST NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. The information can include:|
-Social Security number and account balances
-Transaction history and credit history
-Assets and account transactions
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank chooses to share: and whether you can limit this sharing.|
|Reasons we can share your personal information.||Does First National Bank share?||Can you limit sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||No||We do not share|
|For joint marketing with other financial companies||No||We do not share|
|For our affiliates’ everyday business purposes – information about your transaction and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For non-affiliates to market to you||No||We do not share|
|To limit our sharing||- Call 205-921-5252 or Your Local Branch|
If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer we continue to share your information as described in this notice.
However, you can contact as at any time to limit our sharing.
|Questions||Call Ashley Palmer - Privacy Officer at 205-921-7435|
|Who are we|
|Who is providing this notice?|
First National Bank
|What we do|
|How does First National Bank protect my personal information?||To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
|How does First National Bank collect my personal information?||We collect your personal information, for example, when you;
Why can't I limit all sharing?
|Federal law gives you the right to limit only;
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account-unless you tell us otherwise.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.|
|Joint marketing||A formal agreement between non-affiliated financial companies that together market financial products or services to you.|