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Privacy Policy

FactsWHAT DOES FIRST NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. The information can include:
-Social Security number and account balances
-Transaction history and credit history
-Assets and account transactions
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank chooses to share: and whether you can limit this sharing.

 

Reasons we can share your personal information.Does First National Bank share?Can you limit sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youNoWe do not share
For joint marketing with other financial companiesNoWe do not share
For our affiliates’ everyday business purposes – information about your transaction and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessYesYes
For our affiliates to market to youYesYes
For non-affiliates to market to youNoWe do not share

 

To limit our sharing- Call 205-921-5252 or Your Local Branch
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer we continue to share your information as described in this notice.
However, you can contact as at any time to limit our sharing.

 

QuestionsCall Pat Duke - Privacy Officer at 205-921-7435

 

Who are we
Who is providing this notice?

First National Bank
FNB Financial Services, Inc.
FNB Mortgage Services, LLC

 

 

What we do
How does First National Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does First National Bank collect my personal information?We collect your personal information, for example, when you;
  • Open an account or apply for a loan
  • Tell us about your investment or retirement portfolio or give us your contact information
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates or other companies
Why can't I limit all sharing?Federal law gives you the right to limit only;
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include financial companies, such as FNB Financial Services, Inc. and FNB Mortgage Services, LLC
NonaffiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
  • First National Bank does not share with non-affiliates so they can market to you.
Joint marketingA formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • First National Bank does not jointly market