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Merchant Services


Electronic Payment Processing Solutions

FNB offers a comprehensive end-to-end package of credit, debit, check & other electronic services that every merchant needs to thrive in today's retail environment.

First National Bank has partnered with BancCard, merchant services company with extensive experience in credit and debit card processing. BancCard has a clear understanding of what commercial and retail customers need to stay competitive and abreast of today’s technology.

End-to-End Solutions to Meet Your Specific Needs

  • BancCard partners with four of the top processors in the industry, giving us the ability to place and board all types of merchants
  • Processing for all major credit and debit cards
  • Many types of accounts can be handled, such as retail, restaurant, seasonal, new business, E-Commerce, mail order, telephone order, lodging, fuel, home based, tax exempt and associations
  • 24/7 Customer Service support

Processing for:

  • VISA, MasterCard, Discover and American Express on one monthly statement
  • PIN debit, Electronic Benefits Transfer (EBT), Corporate purchasing cards, fleet cards, Diners Club, JCB, UnionPay and foreign cards
  • EMV/NFC terminals
  • Shopping Carts, PC Software Programs and Virtual terminal
  • Smartphone, iPad and wireless terminals

Value-Added Solutions

  • Next day funding available
  • Electronic check verification, conversion, guarantee and ACH check services
  • Electronic gift, promotional and loyalty cards
  • Point-of Sale Solutions: payment terminals, software and internet products and value-added resellers interface solutions
  • Talech (POS) iCloud processing for iPad
  • Convenience pay services
  • Online reporting and support tools

Call Brad Ashcraft for a free Comparative Analysis.

Brad Ashcraft 662-401-6663       Email: