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Credit Cards

First National Bank offers credit card products through TCM Bank that has competitive pricing combined with a full range of reward options—making it easy to select and apply for the card that meets your needs.
Our selection of Visa® Consumer Credit Cards offer the flexibility to separate business from personal expenses, to access free spending reports, and the purchasing power you need to manage your expenses. All with the security that comes with every Visa credit card.
               Rewards Platinum  
No annual fee and 0% intro APR for 12 months for purchases and balance transfers.*
Earn unlimited reward points that don't expire!
  • Earn one point for every net dollar you spend
  • Redeem points for merchandise, rental cars, cruises, hotels, and airline travel
  • Airline tickets good on any airline with no blackout dates
  • Visit for details


          Cash Rewards Platinum
No annual fee and 0% into APR for 12 months for purchases and balance transfers.*
Earn unlimited 1% cash back on all purchases!
  • Cash rewards don't expire
  • Redeem for statement credit anytime


                 Platinum Edition
No annual fee and 0% into APR for 12 months for purchases and balance transfers.*
No penalty and low interest rates*!
  • Low APR between 9.74% and 19.74%, based on your creditworthiness
  • Paying late won't raise your interest rate


24/7 Personal Customer Service

Call the Customer Contact Center 24/7 at 1-800-883-0131. Representatives are located in the U.S. and are dedicated to providing you with personal service, the kind you recieve when you come into our branch.

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*0% Intro Annual Percentage Rate applies top purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall street Journal. Rewards Platinum APRs are currently between 10.74% and 20.74%, Platinum Edition APRs are currently between 9.74% and 19.74%, and Cash Rewards Platinum APRs are currently between 13.74% and 21.74%. All APRs are based on creditworthiness. Rates are accurate as of May 1, 2017 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introuductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Subject to credit approval. This card is issued by TCM Bank, N. A. 1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. 2 To activate coverge, the complete the entire rental transcaction  with you card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.


Online Banking

View account activity, pay bills, transfer funds, and much more.

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