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Business Analysis Checking
Minimum Opening Balance $500.00
Personal Checking Features
Business checking account fees are determined by the balance and activity of each individual account. If you maintain balances that offset your accounts activity cost you account may never incur a service charge.
An earnings rate is calculated monthly based on the 90 day Treasury Bill Rate for the most recent 30-day period. This rate is applied to your account's "Balance Available for Investment" which is the average positive collected funds less 10% of that balance. The result is your earnings credit. If an average negative collected balance occurs the rate of prime plus 2% will be charged along with the following activity charges:
|Minimum Opening Balance|
|Each check paid||.13|
|Each ACH Debit||.05|
|Each Deposit Posted||.25|
|Each ACH Credit||.05|
|Each on US Deposited Item||.02|
|Each Foreign Deposited Item||.05|
|No service charge is made to the account|
during the month unless the earnings credit
is insufficient to cover the cost.
Browse any of our First National Bank account options online or visit any of our convenient locations to speak with an FNB representative.